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Research: one in ten cannot afford extra healthcare costs | Money

This is the result of research by price comparator Pricewise. According to health insurance expert Suzanne Löwik of Pricewise, care is becoming out of reach for more and more people because additional coverage has become more expensive in recent years.

“There is a risk that people will walk around for too long with relatively minor complaints. This results in much higher healthcare costs when the complaints worsen. For example, when a neglected hole in your molar results in an expensive root canal treatment or someone does not go to the physiotherapist and subsequently has to be operated on.”

Cheap

Most Dutch people (67%) also do not save for healthcare costs that are not covered by the basic insurance. A substantial majority of this group also indicates that they have sufficient financial reserves for this. But for one in ten that is a problem.

A quarter of the Dutch do not have additional insurance, partly because they want to spend as cheaply as possible or think they do not need the care, 40% think it is cheaper by paying additional healthcare costs themselves instead of paying a monthly premium for additional insurance. Löwik: ,,In some cases this is indeed the best choice, but not always. If you only expect to go to the dentist once next year, it is better to pay for this yourself if you have the financial means. Yet we still see quite a lot better-safe-than-sorry-insured persons in the Netherlands. We see this strongly, for example, in the coverage for the dentist, with 37% indicating that they take out this in case they should need it.”

Research: one in ten cannot afford extra healthcare costs | Money
Source link Research: one in ten cannot afford extra healthcare costs | Money

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