Many rules and regulations will change next year, many of which will affect purchasing power. Here’s what you need to know.
health care
- Health insurance will be more expensive, with premiums increasing by an average of about €10, while the own risk factor remains at €385. You can change your health insurance company by December 31st.
- I am no longer eligible for the 5% discount on health insurance because I am a member of certain clubs and organizations.
- If your income is low, you can receive increased medical benefits of up to €412 per year.
- Vitamin D pills will no longer be covered by basic health insurance, but birth control pills will be back.
- Additional treatment for those still suffering from the effects of the coronavirus will be included in the basic healthcare package until August 1st.
work and income
- The tax-free telecommuting allowance will be increased to EUR 2.13 per day. This is a voluntary benefit and your employer does not have to pay for it.
- The low tax rate will be reduced from 37.07% to 36.93% and the ceiling will be increased from €69,398 to €73,031.
- The tax rate on earnings above this limit remains at 49.50%.
- The freelancer allowance will be reduced from €6,310 to €5,033 in 2023.
- Savings up to €57,000 for one person and up to €114,000 for couples are tax-free.
- The maximum payout for losing your job is €89,000.
travel
- Tax cuts on petrol and diesel will remain in effect until July 1, unless the government decides otherwise.
- The low tax rate of 16% on company electric vehicles only applies to vehicles with a catalog value of up to €30,000.
- Beyond that, you pay 22% of the standard.
- Tax-free travel costs will increase from 19 cents to 21 cents per kilometer. It will increase again to 24 cents in 2024.
- Air ticket taxes will increase from €7.95 to €26.43 per passenger using Dutch airports.
- Train tickets have also increased by an average of 1.8% since January.
environment
- The government has introduced energy price caps for up to 1200 cubic meters of gas and 2900 kWh of electricity per year.
- At the same time, the reduced energy VAT rate in 2022 will return from 9% to 21%.
- VAT on solar panels will be abolished.
- All offices must have at least a C energy label to rent out on new contracts.
housing
- The maximum tax relief for mortgage interest will be reduced to 36.93% and the home ownership tax, eigenwoningforfait, will be reduced from 0.45% to 0.35%.
- Parents will no longer be able to give their children tax-free gifts of €100,000 to help them buy a home.
- The maximum rent increase for rental properties will be pegged at the average wage increase in 2022 (3.1%) minus 0.5% in the social housing sector and +1% in the non-rent management sector.
minimum wage and benefits
- The minimum wage will increase by 10.15% to €1934.40 per month, excluding holiday pay.
- Pensions will likewise rise to €1,330.67 for singles and €1,807.20 for married couples. This includes holiday pay.
- Basic benefits will be increased to €1195.66 for singles and €1708.08 for couples.
- Child support increases by a maximum of €36 per month for the first child and €44 per month for the third child.
- Universal childcare benefits increase quarterly between €21 and €36.
- Organized child care has become more expensive, with the government increasing maximum subsidies to €9.06 per hour for day care, €7.79 for after school care and €6.80 for childminders. These benefits are also means tested.
- Having children in your family up to the age of 27 will no longer affect your parent’s benefits.
other
- All moped users must wear helmets
- Selling laughing gas as a recreational drug will be illegal
- Prices for specialty beers and soft drinks will increase by the equivalent of 10 cents per liter.
- Cigarette prices will increase in April to around €10 for a pack of 20 in 2024.
but read more DutchNews.nl:
https://www.thehagueonline.com/news/2022/12/20/what-changes-in-2023-heres-what-you-need-to-know What will change in 2023?here is what you need to know